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How to Read a Renovation Quotation in Singapore (and Compare Quotes Fairly)

Two renovation quotes for the same flat can differ by thousands of dollars and still not be comparable. Here is how to read each line and compare quotes properly.

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A renovation quotation in Singapore is the document you will compare, negotiate from and, once signed, be held to. Yet two quotes for the same flat can differ by thousands of dollars and still not be comparable, because one prices a detailed scope and the other prices a sentence. This guide shows how to read each part of a quote, which terms to question, and how to line quotes up so you are comparing like with like.

The terms below are common industry usage. Every firm words things slightly differently, so ask what each term means in your own quote.

What a good renovation quotation in Singapore lists

A useful quote lets a stranger understand exactly what will be built. Look for these:

  • Scope by area. Work broken down by room or zone (living, kitchen, bathrooms, bedrooms), not one lump sum.
  • Quantities and units. Carpentry by running foot or per item, tiling by square foot, electrical by the number of points, with the quantity stated beside each price.
  • Materials and brands. The laminate or veneer, the board core, the tile size and grade, the paint brand and the hardware (hinges, drawer runners). "Quality laminate" is not a specification.
  • What is excluded. Furniture, appliances, curtains, cleaning, and permit or management fees may or may not be in the price. Exclusions should be written down.
  • Payment schedule and timeline. Stage-based payments and a start and end date.
  • Warranty. What is covered, for how long, and how to claim. See our guide to the defects liability period.

If a quote is missing several of these, the price may look low only because the work is undefined.

Quotation terms worth knowing

TermWhat it usually meansWhat to ask
Provisional sum (PS)A placeholder amount for something not yet specified, such as a feature wall or lightingWhat exactly is it for, and who pays if it costs more?
Supply and installThe price covers both the material and the labourIs delivery, disposal and protection included?
Hacking and disposalRemoving old finishes, with debris removalWhich walls and floors, and is disposal included?
Variation order (VO)A signed change to the scope, with its priceWill every change be priced and signed before the work is done?
Design or project management feeA fee for design drawings and supervision, charged separately by some firmsIs it a fixed sum or a percentage, and what does it cover?
Subject to site measurementFinal quantities will be confirmed after the firm measuresIs there a cap if measurements come out larger?

Red flags in a quote

  • Lump sums with no breakdown, such as "Kitchen carpentry: S$14,000".
  • Vague materials, with no brand, thickness or finish named.
  • Large provisional sums covering major items.
  • A deposit that is large or due before anything is agreed in writing. See what to check in a renovation contract.
  • No mention of permits or licensed trades for electrical, plumbing and gas work. Our guide to checking an HDB licensed contractor shows how to verify the firm.
  • Pressure to sign today because the price "expires".

How to compare renovation quotes fairly

Test every renovation quotation Singapore firms send you the same way, so the comparison is fair.

  1. Ask every firm to quote the same brief. Give each the same floor plan, wish list and list of exclusions.
  2. Put the quotes in one table. One row per item (carpentry, flooring, painting, electrical, plumbing, waterproofing), one column per firm.
  3. Fill the gaps. Where one firm includes something another leaves out, ask for a price so each column covers the same scope.
  4. Compare specifications, not only totals. A cheaper quote with thinner boards or a lower-grade tile is a different product.
  5. Check the payment terms and warranty after the price.
  6. Query the odd one out. A quote far below the others usually has a gap, and one far above may include extras you did not ask for.

For rough benchmarks, see our guides to HDB renovation costs and the renovation cost calculator. They are indicative ranges, not prices.

A quick checklist before you sign

  • [ ] Scope listed by room, with quantities and units
  • [ ] Materials and brands named
  • [ ] Exclusions written down
  • [ ] Provisional sums explained and capped
  • [ ] Payments tied to stages, with a small deposit
  • [ ] Start date, end date and warranty stated
  • [ ] Firm's licences and accreditation checked

Our renovation checklist walks through the full process, and you can browse designers and request quotes from several at once.

Frequently asked questions

How many renovation quotations should I get?

Three is a common number. It is enough to see the spread without becoming hard to compare. Give each firm the same brief.

Are renovation quotations binding?

A quote is an offer. It becomes binding when you sign a contract that incorporates it. Read the contract and check that it attaches the itemised quote and drawings.

What is a provisional sum in a quotation?

It is a placeholder amount for work that has not been specified yet. Ask what it covers and what happens if the real cost is higher or lower.

Should I pick the cheapest quote?

Not by default. Compare the scope, materials and payment terms first. A low total can mean missing items that appear later as variation orders.

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